What You Need To Know About Grants.Gov

by: Iola Bonggay

Have you been looking for grants lately? Have you been seeking financial assistance from the government? If you've answered yes to both questions, then here are the most important things you need to know first before you move forward with your search.

First up, it is very much essential for grant seekers to know the difference between a grant and loan. A loan is something that you need to pay back, and often with interest, while a grant is something that is given to you in order to help you carry out a public purpose of support that is authorized by a law of the United States. Thus, a grant is something that you won't ever have to repay.

The United States government has a lot of grant programs that are available for the public. However, only a few of those grants are available for ordinary individuals.

Grants.gov is one the largest websites that features at least 1,000 grant programs from 26 different federal grant-making agencies in the United States. Most of the grants that are found on Grants.gov are mainly for organizations and institutions, only a few of them are for individuals. It is also very important to know that Grants.gov does not offer personal financial assistance such as student loans, medicaid loans, debt loans, and the like.   (continued...)

What You Need To Know About Grants.Gov
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About The Author Iola Bonggay is an editor of TopGovernmentGrants.com one the the most comprehensive Websites offering information on government grants and federal government programs. She also maintains Websites providing resources on environmental grants and grants for youth programs.

Additional Government Grants Resources

First Time Homebuyer Programs in Arkansas
The Arkansas Development Finance Authority was primarily created to develop safe, decent and affordable housing for low and moderate income Arkansans. The authority's primary goal is to administer funding in the form of tax exempt bonds and other debt instruments through several programs which are divided into three main categories: Economic Development, Homeownership, and Affordable Rental Housing.

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Mobile Health Tools to Promote Effective Patient Provider Communication to Underserved Populations
The National Institute of Nursing Research, in cooperation with the Office of Dietary Supplements has constituted the funding opportunity for Mobile Health tools aimed at the improvement of effective patient-provider communication, adherence to treatment and self-management of chronic diseases in underserved populations.

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National Integrated Water Quality Program
In accordance with this mission, the National Institute of Food and Agriculture has recently established the National Integrated Water Quality Program (NIWQP) in an attempt to substantially contribute to the improvement of the quality of our nation's surface water and groundwater resources through research, education, and extension activities.

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National Leadership Grants
The Institute of Museum and Library Services has been running the National Leadership Grants Program in an effort to address the issues and concerns that stand in the way of libraries, museums, and other archive centers or fields.

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Achieving the Dream Program for First Time Home Buyers in New York
One of the programs of the State of New York Mortgage Agency, is the Achieving the Dream Program wherein it seeks to provide eligible low income first time home buyers with really low down payment mortgage financing programs.

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2012 San Francisco Bay Area Water Quality Improvement Fund
Since the year 2008, EPA has been running the San Francisco Bay Water Quality Improvement Fund Program wherein they administer funds through competitive grant programs in order to encourage and promote the protection and restoration of the San Francisco Bay Watersheds.

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Small Business Grants - Free or Low Cost Consulting for Your Small Business
Did you know that it is possible for you to receive free or low cost consulting for your small business? If it sounds too good to be true, rest assured it is actually possible. Not only does it make sense economically, but you would be receiving advice from professionals who have extensive business experience.

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