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About Us
Northern Community Investment Corporation
51 Depot Square, Suite #2
St. Johnsbury, VT 05819--279
www.ncic.org
Northern Community Investment Corporation (NCIC) was founded in 1975 by two community action programs to create economic opportunity for people and businesses in Vermont"s Northeast Kingdom and New Hampshire"s North Country -- the three northernmost counties of each State. NCIC offers a wide range of financing products including microenterprise loans, Small Business Admin istration 504 loans, equity investments, working capital loans, lines of credit, leases for computers and other equipment, and loan guarantees. NCIC is also involved in loan participations with smaller loan funds that lack the resources to do their own underwriting.
- Select CDFIs in VT
- Vermont Community Loan Fund, Inc.
- Opportunities Credit Union, Inc.
- Brattleboro Development Credit Corporation
- Rutland West Neighborhood Housing Services, Inc.
- Community Capital of Vermont, Inc.
- Select Small Business Resources in Vermont
- State of Vermont Department of Economic Development
- Vermont Technical College
- Green Mountain Economic Development Corporation - Central Vermont Small Business Development Center
- Vermont Technical College - Vermont Small Business Development Center
While the federal government does not provide grants for starting or growing small businesses, it does provide a myriad of services to assist entrepreneurs in pursuit of their dreams. One of the mechanisms in place to promote small business growth and economic development are Community Development Financial Institutions.
The U.S Small Business Administration supports both the Small Business Development Center Program and SCORE to provide management assistance to current and prospective small business owners. These programs offer one-stop assistance to individuals and small businesses by providing a wide variety of information and guidance in central and easily accessible branch locations.
Featured Government Grant Resources
Small Business Administration's Recovery Capital Loans
The Recovery Capital Loans Program provides financial assistance to small business with less than 500 employees to obtain a deferred payment loan from the agency, in order to meet existing debt payments, thereby giving the business the opportunity to refocus their business strategy.
Small Business Administration's Recovery Capital Loans
The Recovery Capital Loans Program provides financial assistance to small business with less than 500 employees to obtain a deferred payment loan from the agency, in order to meet existing debt payments, thereby giving the business the opportunity to refocus their business strategy.
Social Entrepreneurship
Spotlight
Exeter Sees Growth in Social Enterprise Sector
A partner at The Fruit Tree for Business LLP and co-founder of ESSENCE, Lorna Turner, discusses why Social Enterprise Day is a good time to celebrate Exeter’s thriving social enterprise scene.
