Federal Housing Programs

Buying a home is often the most significant investment that a person may make in his lifetime. The United States Department of Housing and Urban Development, in addition to offering a variety of mortgage insurance programs, supports numerous programs sponsored by state and local governments and nonprofit organizations across the country.

Many of these offerings provide assistance to first time home buyers.

HUD also offers excellent advice for making the home buying process as stress-free and rewarding as prossible. Check out their advice on Ninety Nine Questions Answered about Buying Your First Home.

What follows is a listing of all the programs supporting home purchase and home improvements from the Catalog of Federal Domestic Assistance.

Demolition and Revitalization of Severely Distressed Public Housing
Department of Housing and Urban Development
Revitalization Grants enable PHAs to improve the living environment for public housing residents of severely distressed public housing projects through the demolition, substantial rehabilitation, reco...more

Indian Housing Block Grants
Department of Housing and Urban Development
To provide Federal assistance for Indian tribes in a manner that recognizes the right of tribal self-governance, and for other purposes....more

Title VI Federal Guarantees for Financing Tribal Housing Activities
Department of Housing and Urban Development
To assist an Indian tribe or Tribally Designated Housing Entity (TDHE) to obtain financing for affordable housing activities under Title II of NAHASDA where an obligation cannot be completed without s...more

Section 8 Housing Choice Vouchers
Department of Housing and Urban Development
To aid very low income families in obtaining decent, safe, and sanitary rental housing. For Welfare-to-Work rental vouchers, families must also meet special welfare-to-work criteria. HUD regulations m...more

Public Housing Capital Fund
Department of Housing and Urban Development
The Capital Fund provides funds annually to Public Housing Agencies (PHAs) for capital and management activities, including modernization and development of public housing. The Capital fund also permi...more

Native Hawaiian Housing Block Grants
Department of Housing and Urban Development
To provide housing assistance to low-income Native Hawaiian families who are eligible to reside on Hawaiian Home Lands....more



Loan Guarantees for Native Hawaiian Housing
Department of Housing and Urban Development
To provide eligible Native Hawaiian families with greater access to private mortgage resources by guaranteeing loans for one-to four family housing located on Hawaiian Home Lands....more

Public Housing Neighborhood Networks Grants
Department of Housing and Urban Development
To provide Public Housing Authorities with funding to create community technology centers which provide Internet access, job training, and other supportive services to residents of public housing....more

Public Housing Family Self-Sufficiency under Resident Opportunity and Supportive Services
Department of Housing and Urban Development
To promote the development of local strategies to coordinate the use of assistance under the Public Housing program with public and private resources to enable participating families to achieve econom...more

Affordable Housing Development in Main Street Rejuvenation Projects
Department of Housing and Urban Development
To assist small communities in the rejuvenation of historic or traditional central business districts or "Main Street Areas" by replacing unused commercial space in buildings with Af...more







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