Federal Housing Programs

Buying a home is often the most significant investment that a person may make in his lifetime. The United States Department of Housing and Urban Development, in addition to offering a variety of mortgage insurance programs, supports numerous programs sponsored by state and local governments and nonprofit organizations across the country.

Many of these offerings provide assistance to first time home buyers.

HUD also offers excellent advice for making the home buying process as stress-free and rewarding as prossible. Check out their advice on Ninety Nine Questions Answered about Buying Your First Home.

What follows is a listing of all the programs supporting home purchase and home improvements from the Catalog of Federal Domestic Assistance.

Green and Healthy Housing Technical Studies Grants
Department of Housing and Urban Development
To fund technical studies to improve knowledge of the effects green residential building has on: (1) indoor environmental quality, and (2) occupant health, with a particular focus on children and othe...more

Asthma Interventions in Public and Assisted Multifamily Housing
Department of Housing and Urban Development
The major objectives of this NOFA are to support: (1) Development and implementation of cost effective, replicable interventions and protocols for the control of asthma among residents of federally as...more

Indian Housing Assistance
Department of the Interior
To use the Housing Improvement Program (HIP) resources of the Bureau of Indian Affairs to eliminate substantially substandard Indian owned and inhabited housing for very low income eligible Indians li...more

Fair Housing and Equal Credit Opportunity
Department of Justice
The Fair Housing Act provides freedom from discrimination on the basis of race, color, religion, sex, national origin, handicap and familial status in connection with the sale, rental, and financing o...more

Transitional Housing Assistance for Victims of Domestic Violence, Dating Violence, Stalking, or Sexu
Department of Justice
To provide transitional housing assistance and related support services to minors, adults, and their dependents who are homeless, or in need of transitional housing or other housing assistance, as a r...more

Recovery Act Transitional Housing
Department of Justice
To provide transitional housing assistance and related support services to minors, adults, and their dependents who are homeless, or in need of transitional housing or other housing assistance, as a r...more



Financial Education and Counseling Pilot Program
Department of the Treasury
To provide a range of financial education and counseling services to prospective homebuyers; to identify successful methods resulting in positive behavioral change for financial empowerment; and to es...more

Specially Adapted Housing for Disabled Veterans
Department of Veterans Affairs
To help certain severely disabled veterans acquire a home which is suitably adapted to meet the special needs of their disabilities....more

Veterans Housing_Guaranteed and Insured Loans
Department of Veterans Affairs
To assist veterans, certain service personnel, and certain unmarried surviving spouses of veterans, in obtaining credit for the purchase, construction or improvement of homes on more liberal terms tha...more

Veterans Housing_Direct Loans for Certain Disabled Veterans
Department of Veterans Affairs
To provide veterans who are eligible for a Specially Adapted Housing grant with loan directly from the VA in certain circumstances....more







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