Uncle Sam's Money and How to Get a Micro Loan
Rural Health Research Center Program
The Health Resources and Services Administration has recently established the Rural Health Research Center (RHRC) Cooperative Agreement Program in an attempt to substantially improve the amount of high-quality, impartial, policy-relevant research studies.
National Leadership Grants
The Institute of Museum and Library Services has been running the National Leadership Grants Program in an effort to address the issues and concerns that stand in the way of libraries, museums, and other archive centers or fields.
Educational Grants - Financing Your Education with State Assistance
The Leveraging Educational Assistance Partnership (LEAP) provides grants to States that can be used in financial assistance programs to help support eligible postsecondary students.
Department of Housing and Urban Development: Sustainable Construction in Indian Country Small Grant Program
The Sustainable Construction in Indian Country Small Grant Program is designed to solicit program proposals that contain one of more sets of "Lessons Learned" that will help inform the Native American communities, such as Indian Tribes, regarding the issues and concerns that need to be taken into consideration upon tackling sustainable construction projects in their community.
Government Grants Within The United States Science and Technology Sector
The United States of America prides itself as one of the most technologically-advanced countries in the world. Boosting some of this generation's biggest state-of-the-art research laboratories, the United States government is constantly looking for ways to support and improve the nation's science and technology sector.
Youth Leadership Program: Algeria
The Bureau of Educational and Cultural Affairs has established the Youth Leadership Program with Algeria which allows them to bring in young and adult Algerian students to the United States have them undergo a four-week exchange program.
Rehabilitation Mortgage Insurance Program
The Department of Housing and Urban Development, otherwise known as HUD, is a Cabinet department in the executive branch of the United States federal government.
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by: Rebecca Game
The US Governement has a MicroLoan Program that provides small loans to new start-up companies, newly established businesses, or loans to help small business growth concerns.
Under this government loan program the Small Business Administration, (SBA) will make funds available to nonprofit community based lenders (also known as intermediaries) which, in turn will make loans available to eligible borrowers in amounts of up to $35,000.
You will submit your application to a local intermediary and then all the credit decisions are made at a local level.
Terms:
You can get a micro loan for a maximum term of 6 years. The loan terms will vary according to how much you are borrowing, what you are using the loan for, and your needs as a small business owner.
Interest Rates:
The interest rates on your loan will vary according to the intermediary lender and also the costs involved from the US Treasury.
Collateral:
Although collateral is not always required, each intermediary will have its own credit requirements. If you are a business owner in need of a loan, be prepared to offer some sort of callateral as a personal guarantee from you as the business owner.
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Uncle Sam's Money and How to Get a Micro Loan
Page 2
About The Author
Rebecca Game is the founder of Digital Women, an online community for women in business. A 30 year entrepreneur and dedicated to helping other women find grants and loans. Visit her site: http://www.digital-women.com Grants for Women.
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Additional Government Grants Resources
Rural Health Research Center Program
The Health Resources and Services Administration has recently established the Rural Health Research Center (RHRC) Cooperative Agreement Program in an attempt to substantially improve the amount of high-quality, impartial, policy-relevant research studies.
National Leadership Grants
The Institute of Museum and Library Services has been running the National Leadership Grants Program in an effort to address the issues and concerns that stand in the way of libraries, museums, and other archive centers or fields.
Educational Grants - Financing Your Education with State Assistance
The Leveraging Educational Assistance Partnership (LEAP) provides grants to States that can be used in financial assistance programs to help support eligible postsecondary students.
Department of Housing and Urban Development: Sustainable Construction in Indian Country Small Grant Program
The Sustainable Construction in Indian Country Small Grant Program is designed to solicit program proposals that contain one of more sets of "Lessons Learned" that will help inform the Native American communities, such as Indian Tribes, regarding the issues and concerns that need to be taken into consideration upon tackling sustainable construction projects in their community.
Government Grants Within The United States Science and Technology Sector
The United States of America prides itself as one of the most technologically-advanced countries in the world. Boosting some of this generation's biggest state-of-the-art research laboratories, the United States government is constantly looking for ways to support and improve the nation's science and technology sector.
Youth Leadership Program: Algeria
The Bureau of Educational and Cultural Affairs has established the Youth Leadership Program with Algeria which allows them to bring in young and adult Algerian students to the United States have them undergo a four-week exchange program.
Rehabilitation Mortgage Insurance Program
The Department of Housing and Urban Development, otherwise known as HUD, is a Cabinet department in the executive branch of the United States federal government.
Saturday April 5, 2025
Social Entrepreneurship
Spotlight
Girls-Aiding Social Business Accelerators To Help Teen Girls Living In Poverty
In partnership with the Unreasonable Group, the Nike Foundation is set to launch the Girl Effect Accelerator this November to help social entrepreneurs whose business startups focus on helping economically disadvantaged adolescent girls.
