The Institute for Community Economics (ICE) is a Springfield, MA-based loan fund that seeks to promote affordable housing opportunities for low-income individuals throughout the country. ICE has become a national leader in providing financing and technical assistance to community land trusts (CLTs), locally controlled organizations that work to ensure the permanent affordability of single - and multi-family homes. ICE intends to expand its lending activities to CLTs and other nonprofit housing providers, both by increasing the geographic scope of its efforts and by developing additional loan products.