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Independence Community Commercial Reinvestment Corp.
Brooklyn NYCDFI Awards for Independence Community Commercial Reinvestment Corp.
NMTC (2003) - $113,000,000
Independence Community Commercial Reinvestment Corporation will utilize its NMTC allocation to originate commercial business loans and commercial real estate loans to low-income communities. Independence"s business strategy is aimed at better responding to the needs of these low-income communities that are still significantly affected by the post 9/11 economic conditions. The NTMC Program will allow Independence to offer commercial loans with more attractive terms than currently offered by its banking parent company. These more favorable terms will include lower rates, reduced origination fees, lower debt service coverage ratio, longer interest-only periods, and non-traditional forms of collateral. These advantages will allow Independence to increase the number of commercial loans to businesses in low-income communities, as well as to increase the average size of such loans.
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